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About

Okay, so my name is Keith and I live in the Washington D.C. metro area working as a technology consultant.  I’ve been doing that full time now for about five years, and prior to that I was in college and at the same time working as a technical writer for a variety of Internet and paper publications.  I’ve published work on sites such as the now defunct CNet Gamecenter and had articles published in magazines such as PC Gamer.

So why the heck am I writing about personal finance and not computers?  To begin with, writing this site is supposed to be ‘fun’, and since information technology has become my 9-5 job I was looking for a topic that I was interested in, had strong opinions on, and was not related to my daily grind (as much as I love it).  This site is a hobby, my little labor of love on the Internet.

My personal financial situation is one of a variety of mistakes, but I’ve somehow been able to avoid a major calamity.  I bought a car before I started my first job out of college, and ended up barely being able to pay my bills my first year out of school (ouch), but I managed to get my costs down enough (got some roommates – living with other people can have a huge impact on your fixed expenses) that I was able to live more comfortably after that.  Then, in the summer of ‘07 (after housing costs came down but before you had to put down a sizable down payment on a home) I bought my condo, a decision I regret, which I am sure I will talk about ad nauseum in upcoming posts.  At least I didn’t buy at the top of the market, but I’m still underwater on my property.  Luckily, I’ve managed to eliminate all of my non-mortgage debt over the past two years, so I can aggressively pay down the second trust on my home.

Hopefully, you find my insights into the topics I decide to cover on this site valuable – please contact me with any questions or comments.

And now the obligatory ‘don’t sue me’ crap – I am not a tax or financial professional.  The information contained on this site is my opinion and solely that.  Use it at your own risk, or at least talk to a trusted financial adviser before implementing any of the tactics on this site.